Comprehensive insurance policy limit data for Colorado. Research coverage requirements, minimum limits, claim statistics, and carrier-specific data used in insurance policy investigations.
Minimum Liability
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UM/UIM
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PIP Coverage
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Fault System
Tort (At-Fault)
Minimum BI Limits
$25,000/$50,000
Increased from $15K/$30K in 2023
MedPay Required
$5,000
Mandatory medical payments coverage
Average Annual Premium
$1,996
Annual auto insurance cost in CO
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Multiple Coverage Layers
Primary auto liability, umbrella policies, excess layers, UM/UIM coverage, and employer-provided policies may all be available. Apex Research identifies every source.
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