Minimum Liability
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UM/UIM
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PIP Coverage
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Fault System
Tort (At-Fault)
Don't Settle Blind
Many Georgia defendants carry coverage well above state minimums. Without confirmed policy limit intelligence, plaintiff attorneys risk under-settling cases by millions of dollars.
Multiple Coverage Layers
Primary auto liability, umbrella policies, excess layers, UM/UIM coverage, and employer-provided policies may all be available. Apex Research identifies every source.
3-Hour Turnaround
Our experienced research team delivers confirmed Georgia policy limit intelligence within 3 hours — with 98% accuracy.
Multi-Vehicle Accident Policy Research: When Multiple Policies Stack
Multi-vehicle accidents involve multiple insurers, stacking issues, and complex liability allocation. Here's how to build the full coverage picture when more than two vehicles are involved.
Read Article
Crafting the Perfect Policy Limit Demand Letter: A Template and Strategy Guide
A well-crafted policy limit demand letter can trigger bad faith exposure and set up a Stowers claim. Here's the structure, timing, and language that works.
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